Allstate Life + LTC Premium
Compared To 
WA State Employee LTC Payroll Tax
    
						
						12 month look back for Cigarettes, Cigars, Smokeless Tobacco, and E-Cigarettes.
					
					
				|  
									 
											Allstate Life + LTC Plan Monthly Rates
										 
									 | 
								
									 
											Monthly State Payroll Tax
										 
									 | 
							|||||||
|---|---|---|---|---|---|---|---|---|
| 
									 
											Benefit Features
											
										 
									 | 
								
								
									 
											A
											
										 
									 | 
								
								
									 
											B
											
										 
									 | 
								
								
									 
											C
											
										 
									 | 
								
								
									 
											D
											
										 
									 | 
								
								
									 
											E
											
										 
									 | 
								
								
									 | 
								
								
								
								
								
									 | 
								
							|
| 
									 
											Life Insurance Benefit
											
										 
									 | 
								
								
									
								
									 
											$10,000
											
										 
									 | 
								
								
									
								
									 
											$50,000
											
										 
									 | 
								
								
									
								
									 
											$100,000
											
										 
									 | 
								
								
								
								
									 
											$100,000
											
										 
									 | 
								
								
								
								
									 
											$150,000
											
										 
									 | 
								
								
								
									 | 
								
								
								
								
								
								
								
									 | 
								
								
							|
| 
									 
											LTC Maximum Benefit
											
										 
									 | 
								
								
									
								
									 
											$10,000
											
										 
									 | 
								
								
									
								
									 
											$50,000
											
										 
									 | 
								
								
									
								
									 
											$100,000
											
										 
									 | 
								
								
								
								
									 
											$200,000
											
										 
									 | 
								
								
								
								
									 
											$300,000
											
										 
									 | 
								
								
								
									 | 
								
								
								
								
								
								
								
									 
											$36,500*
											
										 
									 | 
								
								
							|
| 
									 
											Monthly Premium
											
										 
									 | 
								
									 
												$ 0.00
											 
										 | 
								
									 
												$ 0.00
											 
										 | 
								
									 
												$ 0.00
											 
										 | 
								
								
								 
								
								
								
								
								
								
								
								
								
								
								 
								
									 
												$ 0.00
											 
										 | 
								
								
								
								 
								
									 
												$ 0.00
											 
										 | 
								
								
								
								
								
								
								
									 | 
								
								
									 | 
								
								
								
								
								
									 | 
								
							
| 
									 
											Spouse Monthly Premium
										 
									 | 
								
									 
												$ 0.00
											 
										 | 
								
									 
												$ 0.00
											 
										 | 
								
									 
												$ 0.00
											 
										 | 
								
								
								
									 
												$ 0.00
											 
										 | 
								
								
								
									 
												$ 0.00
											 
										 | 
								
								
									 | 
								
								
									 | 
								
								
								
									 | 
								
								
								
							
| 
									 | 
								
								
								
								
								
								
								
									 | 
								
							
|---|---|
| 
									 | 
								
								
								
								
								
								
									 | 
								
								
							
| 
									 
											Benefit Features
											
										 
									 | 
								
								
								
								
									 
											A
											
										 
									 | 
								
								
								
								
								
								
								
								
								
								
							
|---|---|
| 
									 
											Life Insurance Benefit
											
										 
									 | 
								
								
								
								
									 
											$10,000
											
										 
									 | 
								
								
								
								
								
								
								
								
								
								
							
| 
									 
											LTC Maximum Benefit
											
										 
									 | 
								
								
								
								
									 
											$10,000
											
										 
									 | 
								
								
								
								
								
								
								
								
								
								
							
| 
									 
											Monthly Premium
											
										 
									 | 
								
									 
												$ 0.00
												
												$5.12
												$5.12
												
												$4.71
												$7.82
												
												$4.84
												$7.87
												
												$5.01
												$8.23
												
												$5.21
												$8.61
												
												$5.42
												$9.00
												
												$5.68
												$9.41
												
												$5.94
												$9.88
												
												$6.22
												$10.31
												
												$6.51
												$10.77
												
												$6.78
												$11.24
												
												$7.11
												$11.71
												
												$7.45
												$12.12
												
												$7.82
												$12.71
												
												$8.21
												$13.32
												
												$8.67
												$14.01
												
												$9.35
												$14.75
												
												$10.01
												$15.42
												
												$10.38
												$16.15
												
												$10.72
												$17.02
												
												$11.33
												$17.98
												
												$11.91
												$18.91
												
												$12.53
												$19.78
												
												$13.21
												$20.93
												
												$14.03
												$22.14
												
												$14.89
												$23.39
												
												$15.80
												$24.75
												
												$16.64
												$26.02
												
												$17.68
												$27.44
												
												$18.85
												$29.04
												
												$20.09
												$30.74
												
												$21.40
												$32.48
												
												$22.78
												$34.34
												
												$24.26
												$36.46
												
												$26.12
												$38.70
												
												$28.01
												$41.07
												
												$29.97
												$43.57
												
												$32.34
												$46.07
												
												$34.85
												$49.15
												
												$37.43
												$52.20
												
												$40.24
												$55.46
												
												$42.96
												$58.63
												
												$45.83
												$61.61
												
												$49.55
												$65.15
												
												$52.85
												$69.46
												
												$57.89
												$73.75
												
												$58.44
												$78.36
												
												$58.99
												$82.11
												
												$68.37
												$85.89
												
												$73.82
												$92.07
												
												$84.41
												$99.43
												
												$87.32
												$106.88
												
												$94.16
												$114.47
												
											 
										 | 
							
| 
									 
											Spouse Monthly Premium
										 
									 | 
								
									 
												$ 0.00
											 
										 | 
							
| 
									 
											Total Monthly Premium Without Marital Discount
										 
									 | 
								
									 
												$ 0.00
											 
										 | 
							
| 
									 
											Total Monthly Premium With Marital Discount
										 
									 | 
								
									 
												$ 0.00
											 
										 | 
							
| 
									 
											Benefit Features
											
										 
									 | 
								
								
								
								
								
								
									 
											B
											
										 
									 | 
								
								
								
								
								
								
								
								
							
|---|---|
| 
									 
											Life Insurance Benefit
											
										 
									 | 
								
								
								
								
								
								
									 
											$50,000
											
										 
									 | 
								
								
								
								
								
								
								
								
							
| 
									 
											LTC Maximum Benefit
											
										 
									 | 
								
								
								
								
								
								
									 
											$50,000
											
										 
									 | 
								
								
								
								
								
								
								
								
							
| 
									 
											Monthly Premium
											
										 
									 | 
								
									 
												$ 0.00
												
												$25.63
												$25.63
												
												$23.54
												$39.09
												
												$24.21
												$39.34
												
												$25.04
												$41.17
												
												$26.04
												$43.04
												
												$27.09
												$45.00
												
												$28.38
												$47.04
												
												$29.71
												$49.37
												
												$31.08
												$51.54
												
												$32.55
												$53.84
												
												$33.92
												$56.21
												
												$35.54
												$58.54
												
												$37.25
												$60.58
												
												$39.09
												$63.55
												
												$41.05
												$66.63
												
												$43.33
												$70.04
												
												$46.71
												$73.71
												
												$50.04
												$77.09
												
												$51.87
												$80.71
												
												$53.63
												$85.13
												
												$56.62
												$89.87
												
												$59.54
												$94.54
												
												$62.67
												$98.92
												
												$66.04
												$104.62
												
												$70.12
												$110.66
												
												$74.42
												$116.96
												
												$78.96
												$123.71
												
												$83.17
												$130.09
												
												$88.42
												$137.21
												
												$94.21
												$145.17
												
												$100.46
												$153.67
												
												$107.00
												$162.37
												
												$113.87
												$171.67
												
												$121.26
												$182.30
												
												$130.58
												$193.50
												
												$140.04
												$205.33
												
												$149.83
												$217.83
												
												$161.67
												$230.34
												
												$174.25
												$245.75
												
												$187.12
												$261.00
												
												$201.21
												$277.34
												
												$214.80
												$293.13
												
												$229.17
												$308.05
												
												$247.75
												$325.71
												
												$264.21
												$347.30
												
												$289.46
												$368.75
												
												$292.16
												$391.79
												
												$294.96
												$410.54
												
												$341.83
												$429.42
												
												$369.08
												$460.33
												
												$422.05
												$497.13
												
												$436.59
												$534.38
												
												$470.79
												$572.33
												
											 
										 | 
							
| 
									 
											Spouse Monthly Premium
										 
									 | 
								
									 
												$ 0.00
											 
										 | 
							
| 
									 
											Total Monthly Premium Without Marital Discount
										 
									 | 
								
									 
												$ 0.00
											 
										 | 
							
| 
									 
											Total Monthly Premium With Marital Discount
										 
									 | 
								
									 
												$ 0.00
											 
										 | 
							
| 
									 
											Benefit Features
											
										 
									 | 
								
								
								
								
								
								
								
								
									 
											C
											
										 
									 | 
								
								
								
								
								
								
							
|---|---|
| 
									 
											Life Insurance Benefit
											
										 
									 | 
								
								
								
								
								
								
								
								
									 
											$100,000
											
										 
									 | 
								
								
								
								
								
								
							
| 
									 
											LTC Maximum Benefit
											
										 
									 | 
								
								
								
								
								
								
								
								
									 
											$100,000
											
										 
									 | 
								
								
								
								
								
								
							
| 
									 
											Monthly Premium
											
										 
									 | 
								
									 
												$ 0.00
												
												$51.25
												$51.25
												
												$47.09
												$78.17
												
												$48.42
												$78.67
												
												$50.09
												$82.34
												
												$52.09
												$86.09
												
												$54.17
												$90.00
												
												$56.75
												$94.08
												
												$59.41
												$98.75
												
												$62.17
												$103.09
												
												$65.08
												$107.67
												
												$67.83
												$112.41
												
												$71.08
												$117.08
												
												$74.50
												$121.16
												
												$78.17
												$127.08
												
												$82.08
												$133.25
												
												$86.67
												$140.08
												
												$93.42
												$147.42
												
												$100.09
												$154.17
												
												$103.75
												$161.42
												
												$107.25
												$170.25
												
												$113.25
												$179.75
												
												$119.09
												$189.09
												
												$125.33
												$197.83
												
												$132.09
												$209.25
												
												$140.25
												$221.34
												
												$148.83
												$233.91
												
												$157.92
												$247.42
												
												$166.33
												$260.17
												
												$176.83
												$274.42
												
												$188.42
												$290.33
												
												$200.91
												$307.33
												
												$214.00
												$324.75
												
												$227.75
												$343.33
												
												$242.50
												$364.58
												
												$261.16
												$387.00
												
												$280.08
												$410.67
												
												$299.67
												$435.67
												
												$323.33
												$460.67
												
												$348.50
												$491.50
												
												$374.25
												$522.00
												
												$402.41
												$554.66
												
												$429.58
												$586.25
												
												$458.33
												$616.08
												
												$495.50
												$651.42
												
												$528.42
												$694.58
												
												$578.91
												$737.50
												
												$584.34
												$783.59
												
												$589.92
												$821.08
												
												$683.66
												$858.83
												
												$738.17
												$920.67
												
												$844.08
												$994.25
												
												$873.17
												$1,068.75
												
												$941.59
												$1,144.67
												
											 
										 | 
							
| 
									 
											Spouse Monthly Premium
										 
									 | 
								
									 
												$ 0.00
											 
										 | 
							
| 
									 
											Total Monthly Premium Without Marital Discount
										 
									 | 
								
									 
												$ 0.00
											 
										 | 
							
| 
									 
											Total Monthly Premium With Marital Discount
										 
									 | 
								
									 
												$ 0.00
											 
										 | 
							
In the event of a discrepancy between the premiums shown here and the carrier rate calculation, carrier's information will prevail.
*Adjusted up to inflation see wacaresfund.wa.gov